What's It Like To Pay $250/week To Student Loan?

writers:

break up your paragraphs. big paragraphs are scary, your readers will get scared

fuuuuck epithets. “the other man got up” “the taller woman sat down” “the blonde walked away” nahhh. call them by their names or rework the sentence. you can do so much better than this (exception: if the reader doesn’t know the character(s) you’re referring to yet, it’s a-okay to refer to them by an identifying trait)

blunette is not a thing

new speaker, new paragraph. please.

“said” is such a great word. use it. make sweet love to it. but don’t kill it

use “said” more than you use synonyms for it. that way the use of synonyms gets more exciting. getting a sudden description of how a character is saying something (screaming, mumbling, sighing) is more interesting that way.

if your summary says “I suck at summaries” or “story better than summary” you’re turning off the reader, my dude. your summary is supposed to be your hook. you gotta own it, just like you’re gonna own the story they’re about to read

follow long sentences w short ones and short ones w long ones. same goes for paragraphs

your writing is always better than you think it is. you just think it’s bad because the story’s always gonna be predicable to the one who’s writing it

i love u guys keep on trucking

Promo for promo

University (2) Masterlist

part one

Creating Hope (ao3) - wrightaway

Summary: Dan finally managed to make a few friends at university, but they’re not exactly what you would call “good influences”. On a dare, Dan calls in a professional female cuddler, but a mix up causes a man named phil to show up. Oddly enough, their relationship seems natural, and soon grows to something more. With the help of Phil, Dan begins to see the truly amazing possibilities life provides.

Double-Booked - evacuated-heart

Summary: It’s finals week, and the university’s art and photgraphy studio just so happens to be double booked.

Endless Cities Multiplying Out, Oceansize - krys-etc

Summary: Phil is trying to figure out his gender, and Dan is his roommate.

Every Day - zuzonicorn

Summary: UniStudent!Phil doesn’t really care to watch YouTube sensation danisnotonfire’s videos or live shows, and his uni class always ask why. He always gives them the same answer: “it’s like he hears it every day.” His classmates are about to find out why he always gives the same, dull answer in a way they never would’ve guessed.

Fly Around In Circles - dannihowell

Summary: Dan moves into Uni and finds that his new roommate is Phil, his ex-boyfriend.

I Can’t Do This Anymore (ao3) - alixinsanity

Summary: When Dan returns from his university lecture in tears, Phil comforts him.

I’ll Be Your Sugar Daddy - skinnyjeanshowell

Summary: When Dan is desperate for money for university, he does the one thing he never thought he would do. He goes to a sugar daddy for help.

I Sing The Body Electric - nokomisfics

Summary: genderfluid!phil university flatmates au.

I Will Take You There (If You Let Me Take You) - cafephan

Summary: In which Dan is a fresher and Phil is his RA, and a misunderstanding leads to something unexpected.

Snakebite Heart With A Bubblegum Smile - dark-days-dark-nights-xx

Summary: Phil didn’t want to be there, he really didn’t, but his parents had insisted Uni would benefit and he was determined to hate it. That was until he met his roommate, a guy whose wardrobe consisted of pastel jumpers and flower crowns who made Phil admit who he really was. (Punk/pastel Uni! AU)

Take Every Ounce of Love (And Beg You For More) (ao3) - starsalign

Summary: Uni!AU / Coffeshop!AU in which Dan has finals and the only thing getting him through this week of hell is seasonally appropraite coffees and the cute barista with pretty eyes.

Take My Hand, We’re In Foreign Land - phansomniac

Summary: Dan studies english lit and creative writing at university, a writer wound up in the works of art words can create. Phil transfers to english lit, and after a one night stand they face the trials of living with each other for a year, coping with each other through ups and downs and, eventually, they find they’re closer than anticipated.

Vibrancy - howellesterfics

Summary: Dan is in his third year of studying art in uni. His future is set by societal standards, and he’s prepared for his life beyond graduation: his relationship with Louie will continue to flourish, they’ll tackle the whole white-picket fence thing, have a dog and a kid and a perfect life. He’ll make a living off of his respected artwork. Everything is falling into place - minus the fact that Dan has fallen hard for the photographer on campus, Phil Lester.

I don’t know if you’ve ever felt like that. That you wanted to sleep for a thousand years. Or just not exist. Or just not be aware that you do exist. Or something like that.

Stephen Chbosky, The Perks of Being a Wallflower (via theliteraryjournals)

Does Zapping Your Brain Increase Performance?

Here is a picture of the nine-dot problem. The task seems simple enough: connect all nine dots with four straight lines, but, do so without lifting the pen from the paper or retracing any line. If you don’t already know the solution, give it a try – although your chances of figuring it out within a few minutes hover around 0 percent. In fact, even if I were to give you a hint like “think outside of the box,” you are unlikely to crack this deceptively (and annoyingly!) simple puzzle.

The Nine Dot problem: connect the dots by making four lines, without lifting your pencil from the paper

And yet, if we were to pass a weak electric current through your brain (specifically your anterior temporal lobe, which sits somewhere between the top of your ear and temple), your chances of solving it may increase substantially. That, at least, was the finding from a study where 40 percent of people who couldn’t initially solve this problem managed to crack it after 10 minutes of transcranial direct current stimulation (tDCS) – a technique for delivering a painlessly weak electric current to the brain through electrodes on the scalp.

How to explain this?

It is an instance of the alleged power of tDCS and similar neurostimulation techniques. These are increasingly touted as methods that can “overclock” the brain in order to boost cognition, improve our moods, make us stronger, and even alter our moral dispositions. The claims are not completely unfounded: there is evidence that some people become slightly better at holding and manipulating information in their minds after a bout of tDCS. It also appears to reduce some people’s likelihood of formulating false memories, and seems to have a lasting improvement on some people’s ability to work with numbers. It can even appear to boost creativity, enhancing the ability of some to make abstract connections between words to come up with creative analogies. But it goes further, with some evidence that it can help people control their urges as well improve their mood. And beyond these psychological effects, tDCS of the part of the brain responsible for movement seems to improve muscular endurance and reduce fatigue.

It’s an impressive arsenal of findings, and it raises the obvious question: should we all start zapping away at our brains? That certainly seems to be the conclusion reached by the growing DIY community experimenting with home-made tDCS headsets.

But, while the list of supportive studies is far longer than those linked to here, the overall state of the evidence nevertheless continues to occupy that frustrating scientific limbo of being ultimately ambiguous – especially when we take into account all those comparatively boring, non-headline grabbing studies that found no significant effect from tDCS. In fact, a meta-analysis of tDCS studies – one of those laborious studies that study the findings of other studies – found the technique had no effect at all on a wide range of cognitive abilities. Yet that review in turn has been criticized as being too conservative and potentially biased in its own analysis.

More to the point, few of these studies have yet to be replicated, and most of them rely on a handful of unrepresentative people (US undergrads) who are asked to undertake the kind of lab-controlled tasks that usually share a questionable (at best) relationship with real world activities. And as for the long-term effects of tDCS use, or even how it affects brain function exactly? It’s not clear.

Yet none of this haziness has deterred start-ups from developing a slew of commercial tDCS headsets targeting home-users. Primary among those is Foc.us, which started off with a headset that allegedly enhances gaming ability before expanding to ones that improve learning speed as well as athletic endurance. There’s also Thync, a mood-enhancing headset that’s been described as a “digital drug” that can help users “energize or relax without drinks or pills.” While not quite based on tDCS, it uses pulses of electricity to target cranial nerves just under the skin to supposedly induce various moods.

Another such start-up, Halo Neuroscience, recently introduced its own headset, which stimulates motor neurons in a way that supposedly accelerates the strength gains and skill acquisition of athletes.

The firm reports on its own unpublished “preliminary results” with elite Olympic ski jumpers showing a 31 percent improvement in their propulsion force, with significantly less wobble when airborne. Even if a far more modest result than 31 percent turned out to be true, these sorts of findings could mean that tDCS is set to become a significant performance enhancer in the sporting world. Will its use in competitive settings be considered cheating?

In academic contexts, some universities are already trying to curb the off-label use of prescription drugs to enhance academic performance, with Duke University explicitly considering such use as “cheating.” Similarly, the Electronic Sports League, which holds massive gaming tournaments with million dollar prize pools, has started randomly testing players for so-called “smart drugs” that may give e-athletes an edge over their non-doping opponents.

Would using Foc.us’s GoFlow to “learn faster” be considered a similar instance of academic dishonesty by Duke University? Or what about using Foc.us’s gaming headset in the context of shooting down virtual enemies? If these devices give any sort of a boost, it’s not clear why their use should be considered any different from drugs like Adderall or Ritalin, at least in regards to cheating.

In non-virtual sport, the World Anti-doping Agency (WADA) prohibits substances and methods when they satisfy any two of these three criteria: 1. they confer a performance enhancement; 2. they pose an actual or potential risk for athletes; and 3. they violate the “spirit of sport.”

If the preliminary findings from Halo Neuroscience on ski jumping are even remotely valid, the first criterion would certainly be met. On the other hand, it’s not yet clear if tDCS poses a noteworthy potential risk for athletes – though any such risk would almost certainly be smaller than the one involved in soaring over 100 meters through the air, as in the case of ski jumping. But does it violate the difficult to define “spirit of sport”? It’s a question that WADA may wish to avoid: to answer yes may commit it to trying to ban the unbannable. As far as we can tell, tDCS leaves no uniquely detectable impact in the brain: a ban would not be enforceable.

On the other hand, tDCS may simply be construed as not “artificial” enough to threaten our (often arbitrary) notions of fairness, whether in sports or academic settings. Unlike injecting or ingesting a synthetic drug, many may have the intuition that a weak electric current is comparatively “natural” or “clean.” For instance, even though the effects are similar, WADA currently tolerates athletes who increase their red blood cells (and therefore, presumably, their performance) by sleeping in a tent that simulates high altitude, but not those who do so by blood doping or EPO. Something about sleeping in a tent to enhance performance does not strike us as suspect in the way that drugs or blood transfusions do. Perhaps tDCS will be occupy the same corner as altitude tents: for the rule makers, both can be convenient inconsistencies in the rules, as both elude detection anyway.

An yet, while we can question the evidence for the actual efficacy of most performance enhancers currently used, tDCS in particular stands out in calling for more data. Unlike Adderall or anabolic steroids, at the moment anyone can get their hands on a tDCS headset by legally ordering one online. And even if these headsets become more closely regulated, people can still cheaply make their own using common items found at electronics stores, stimulating any part of their brain, or their children’s. Given the current hype around it, it would be good to know more about how exactly it impacts the brain — and the long term consequences.

Top Image: These are increasingly touted as methods that can “overclock” the brain in order to boost cognition, improve our moods, make us stronger, and even alter our moral dispositions. Credit: Fabrice Coffini/GettyImages

Source: Scientific American (By Hazem Zohny)

This is a picture of a human brain that is entirely smooth – free of the ridges and folds so characteristic of our species’ most complex organ. The patient had a rare condition called agyria; a lack of gyri and sulci, the ridges and folds formed by the normally wrinkled cerebral cortex. This disorder often leads to death before the age of ten, and can cause muscle spasms, seizures and a range of learning difficulties due to the considerably reduced surface area of the brain.

Writing an essay without any structure is like trying to find your way around an unfamiliar place without a map; frustrating, ineffective, and a bit of a garbled mess. Structure gives your essay a clear voice and coherency and makes marking a lot easier for your teacher or tutor! Here are a few general tips I often use when writing essays to maximise the effect of my argument and achieve the best results I can both in high school and university.

Text structure While the content of essays varies, the skeleton structure never changes. In order to clearly articulate an idea, an essay needs a beginning, middle, and an end. 

Introduction

Start with a macro sentence - use an interesting quote, fact, or idea which gives the reader a broad sense of what your essay will cover. This is the reader’s first impression of your essay and can determine their whole attitude while reading it, so make it effective!

Briefly outline the main ideas and thesis - in absence of an abstract, your introduction will need to show the main ideas you will be covering so as to support your thesis, or answer the essay question. You will need to clearly express your position and how you intend to argue the point.

Set the limits - sometimes, the scope of an essay question can be very broad, or perhaps there’s a focus to your thesis not all ready indicated. Define the limits of your essay, whether they be a set of years for a history topic, or looking at specific artists who contributed to an art style.

Define key terms - if a term is important to the understanding of your essay, or perhaps you’ve taken your own approach to its meaning, be sure to define it in your introduction!

Body

Separate each idea into a paragraph - ideas can generally be separated chronologically or conceptually. The section below explores this in more detail! 

Start every paragraph with a topic sentence - introduce what the paragraph will discuss and how it relates to your thesis. Signpost it with critical words to make it easier to understand exactly what you are addressing. Ensure it is clear and to the point!

Make a claim and the support it - like in reality, when you make a claim you need to provide evidence to support it so it can be taken seriously. Make your claim early on in the paragraph, generally in the topic sentence, give relevant detail and explanation, analyse it, and then justify it with authoritative quotes, sources, examples, etc.

End every paragraph with a linking sentence - refer back to your thesis or question and make sure what you set out to cover in the paragraph actually addresses it! This is an opportunity to draw a link between this paragraph and the next.

Conclusion

Do more than just restate your points - your conclusion is more than just a rehash of your introduction. Link ideas together and demonstrate how they are interconnected on a less superficial level. An English teacher once told me, your essay is like a mountain. You put in all your hard work to climb it in your introduction and body paragraphs, your conclusion is a chance to look back, make connections where there were none before, and solidify your argument. 

Establish the overarching theme and idea - what idea underlies all the points you have made? How does it relate to your thesis?

Draw a profound and insightful conclusion - what are the implications of this? Is there relevance today? This can transform a standard essay into a more profound and overall, more interesting essay.

Don’t introduce any new information - your essay is complete! All your information should have been expressed in the body paragraphs, so nothing new should be introduced here.

Reaffirm your thesis - restate it with some finality! Your body has provided all this evidence to support it, remind them of this.

Chronological or Conceptual? For the most part, an essay can take one of two approaches; a chronological approach, where each body paragraph follows the text, history, etc., sequentially, or a conceptual approach, where the main idea is broken down into its constituent elements, each addressed in their own paragraph(s).

 In my experience, conceptual essays usually score higher, showing a greater sense of understanding of the topic and its inner workings. You can demonstrate a funnel effect more easily, where each element funnels down from its body paragraph to the conclusion, contributing to the overall idea of the essay. A chronological approach, however, can be easier to follow and is occasionally implicit within the essay question. Choosing which approach to use depends on which you are comfortable writing with, the demands of the essay or your teacher, and can vary from essay to essay. 

Continuity and Cohesion Something I think is highly underrated, yet critical to holding an essay together, is transition words and phrases. They create continuity and cohesion between ideas and paragraphs, and serve as a bridge of sorts within your overall structure. Here are a few posts which have comprehensive lists of transition words and phrases:

Transition Words for Essays - @staedtlers-and-stabilos Essay Transition Phrases - @study-like-you-mean-it Transition Words For Your Essays - @soniastudyblr

I hope this can help with structuring your essays and getting the best marks you can! Please message me if you have any questions :)

Other essay writing posts: How to reduce your word count Understanding the Question How to Write a Killer Unprepared Text Essay

I know from personal experience that sometimes sitting down to study sometimes means just staring blankly at a screen or notebook for a few minutes before ‘giving up’ and logging onto tumblr or facebook instead. I’ve been asked a few times about how to avoid wasting time and studying effectively, so here’s what my advice would be: 

What kind of learner are you?

Something that is only just starting to be understood by schools is that people learn in different ways. Just because you struggle to take in information when it’s written down in front of you, it doesn’t mean you’re ‘stupid’ or bad at revising. It’s important that you find out what methods work for you, because you might be any one of these learners, or a mixture of a few!: 

Visual Learners

If you’re quite a fast talker, or you get impatient during your revision, you might find that you are a visual learner. This means you take in information by looking at it and visualising what it is. Ways that you can revise that will encourage your visual learner traits would be:

Present your information with colourful charts and graphs. 

Use flashcards with pictures to learn vocabulary. 

Create powerpoint presentations with animation to explain key topics. 

Watch educational Youtube videos. 

Auditory Learners

If you’re a natural listener in conversations and find it easier to have things explained to you verbally, then you might be an auditory learner. This means that it’s easier for you to take information in by listening to it. Ways that you can revise that will encourage your auditory learner traits would be:

Record yourself saying your notes and listen back to them. 

Listen to educational Youtube videos or podcasts. 

Learn songs or poems in your target languages.

Read-Write Learners: 

If you enjoy reading and writing in all forms then you’re likely to be a read-write learner. This means you work well when interacting with a text. Ways that you can revise that will encourage your read-write learner traits would be: 

Take part in written tests that you make yourself or past papers. 

Summarise notes from a textbook.

Create your own handouts based on youtube videos or textbook chapters.

Kinesthetic Learners

If you prefer the more hands-on approach to learning, then you might be a kinesthetic learner. You learn best by doing the task at hand and practising! Ways that you can revise that will encourage your kinesthetic learner traits would be: 

Roleplaying or doing mock walkthroughs of tasks. 

Practising your languages by interacting with other speakers. 

Memory games and interactive ways of learning work well. 

BBC Key Skills has a test that you can take to help you work out what type of learner that you are! 

Other tips?

Avoid distractions

A proper revision session is rarely done with the TV blaring in the background or twitter open on another tab. So I would suggest trying applications like the StayFocused Chrome Extension if you can’t be trusted to stay on task when revising. I know that lots of people can’t stand silence, so try classical music or music from video games on a low volume in the background if you want to avoid being caught up in the lyrics. Get that phone on silent or airplane mode! 

Don’t overwork yourself

There’s very little point in sitting for hours and hours revising. You’re not going to take everything in and you’ll be very bored in the process. Tackle a few tasks, then take a break before revisiting them to ensure that they’ve stuck in your head. ‘Take regular breaks’ is a mantra I find myself repeating a lot. 

Have fun! 

The best encouragement for studying is by doing it in a way that you enjoy. If you’re arty, make your own posters or infographics that clearly display your topics. If you work well by interacting with others then organise a study group with some of your friends. Resources like educational youtube videos or memory games are perfect for keeping revision lighthearted. 

Yeah, but instead of signing away your voice for a dude, you’re signing away your your future paychecks for a piece of paper that theoretically qualifies you for said paycheck.

Of course, when you’re drowning in student loan debt, you have absolutely no right to speak up because you took out those loans dammit, and it’s not like credentialism and economic inequality, coupled with rising higher ed costs had anything to do with your choice because reasons and bootstraps. And a crippling recession that has you competing with a whole different class of older, experienced, more educated workers for entry level jobs, well, them’s the breaks, kid. Also, the depressed wages of the bottom 80% of Americans definitely didn’t influence your inability to pay on this debt with a higher interest rate than what the big banks pay for their bailouts. Nope. Not at all.

In a sick way, I suppose you’re signing away your voice in order to place a bet on a rigged roulette wheel overseen by plutocrats drunk on crony capitalism, who, while on an epic bender with the political class, managed to socialize the house’s risk and privatize its profits. Sorry, plebes.

At least the eternity part is 100% correct. Sallie Mae will follow you to the grave. Shit, they’d probably put a lien on your headstone and the plot in which you are buried.

help for help